Commercial & Residential Roofing Subcontractor Bid & Labor Burden Calculator
Price roofing jobs accurately by factoring true payroll burden, field overhead, and target gross profit margin.
Pre-loaded with Roofing benchmarks (Workers' Comp: 18.0% – 28.0%)
FICA, SUTA + Workers' Comp (18.0% – 28.0%)
Roofing Subcontract Proposal
Date: 11/12/2026
Roofing Bid Summary
Raw Field Wages (80 hrs):$2,560.00
Burdened Labor (+42%):$3,635.20
Materials & Equipment:$5,350.00
Overhead Allocated (18%):$1,617.34
Break-Even Cost:$10,602.54
Projected Gross Profit (25%):+$3,534.18
Recommended Total Bid Price
$14,136.71
Estimated via SubShieldHQ.com • Valid for 30 days from proposal date.
Roofing Labor Burden & Insurance Benchmarks
Roofing carries one of the highest workers' compensation class rates in construction, making strict burden calculation essential to avoid losing money on every square.
Typical Workers' Comp Range: 18.0% – 28.0%
Why is roofing labor burden higher than almost any other trade?
Roofing workers' compensation premiums frequently run 18% to 28% of gross payroll. Combined with FICA (7.65%) and SUTA, total roofing labor burden commonly reaches 38% to 45%.
Common Roofing Takeoff Materials
TPO/EPDM membrane, architectural shingles, ISO board insulation, flashing, fasteners, adhesives
Common Roofing Equipment & Rentals
Telehandlers, kettles/welders, safety fall-arrest systems, dump trailers, hoists